Mortgages arrive at Civic
With the addition of mortgages to the Civic product lineup, members can purchase or refinance a home, all with the credit union!
Civic members now have the choice of a Fixed-Rate Mortgage, an Adjustable-Rate Mortgage (ARM), or a First-Time Homebuyer Loan. Partnering with the Credit Union Mortgage Association (CUMA) provides members with personal guidance and a streamlined homebuying process.
"Homeownership can help build wealth, but not all mortgages are created equal,” said Mark Caverly, Executive Vice President. “That’s why we want to help homebuyers get the best mortgage rate and terms they need."
More than home loans
Mortgage grants and tax programs are also available to eligible members when they apply for a mortgage. The First-Time Homebuyer Program, Community Partners Product, and Mortgage Credit Certificates help reduce costs and make homeownership more affordable.
Civic to more than double branch and ATM access for members
Over the last 18 months we’ve shared that we are working with SECU to provide a solution for cash deposits and withdrawals (no additional transactions) within the SECU network of branches, post-independence in June 2025.
Here’s another way we’re listening!
We’ve launched our credit unions’ inaugural Executive Advisory Council (EAC)!
It takes a village
It takes a village! That was a recurring sentiment at our first-quarter Partnership Meeting, hosted this week at the Civic Conference Center in downtown Raleigh. Read on for highlights!